Monday 25 November 2013

update: otherwise known as where the heck have you been?

    Okay I know I've been away too long and I'm sure that for the most part no one has noticed LOL. I'm good with that I suppose since I'm not generally lucky enough to get noticed anyway.

  Well life has been quite a rollercoaster since the last post. My two oldest had found temporary employment training opportunities which of course meant that our income in the house went up enough to ditch us off the system. That means the ODB otherwise known as the Ontario Drug Benefit card was ditched as well. Now I know the Trillium Drug Program exists, but there is a "co pay" you have to finish before you can get medication at a reduced price. As someone on a very small income (yes their income plus my husband's Second Career is very small when you consider the family size here), I wonder where the chunk of money to purchase our deductible will come from first.

My daughter has medications that run into the $300 dollars a month range and that is a huge chunk of money to contemplate. Now to understand why this happened you have to understand how the system works.

When the kids got their jobs they were both evaluated as if they were a single person living on OW. If their income was above the single person line, they were booted off. BUT when it comes to trying to extend our Drug Benefit....my daughter is considered a "dependent adult" go figure huh? It works to the advantage of the system from both directions. It also means she can't get help for her meds. IF she lived on her own, which there is no way she could afford to do, OW would allow her to continue to receive a Drug Benefit card for herself.

Also we are now waiting to see what happens with 2nd career. They also need to know when family members earn money "to avoid overpayments". I'm almost afraid they will take money from my husband's amount. Yet my spouse does not "qualify" for ANY bursaries or work programs through his college. He's left adrift and on his own, applying here and there hoping sometime soon, someone will give him a call.

The system we have in place is crazy, they give you nothing to support your family with while you go to 2nd career, yet could potentially deduct money if my family makes too much. I really don't want to be asking my kids to give me all their money and there is no way they could afford that and manage to keep on getting clothes etc for work.

So I'm going to keep the fingers crossed that it works out for us and in the meantime try to get better, because well....if you don't have your health it can be a problem for getting anywhere in life.